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The Homeowners Insurance Companies
with the Best Service in 2025

There are a lot of options when it comes to homeowners insurance. We'll help you find the one that's right for you.

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The Home Insurance Guide makes the process of getting home insurance more streamlined and efficient. To enable us to provide our content, we do sometimes collect revenue from our clients for consumers who visit their site from our site. We do not make any compensation for a consumer merely viewing our content. Although we sometimes adjust the ordering of which companies are profiled based on compensation, we make a point of reviewing each company independent of any compensation that may or may not be received to ensure we preserve the value that consumers enjoy from visiting our site.

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Service Ratings Highlights

TheHomeInsuranceGuide.com has conducted interviews with insurance agents to gather opinions on the service provided by the major insurance carriers. The comments and ordering of our best service reviews is the product of this proprietary research.

Service Ratings

Service Ratings Highlights

Lemonade

Service Score

Lemonade

Setup to process claims quickly and payout because Lemonade is taking a new approach to insurance.

See home insurance offer from Lemonade
Progressive

Service Score

Progressive

Often the leader in the space, Progressive performs well on claims processing.

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Travelers

Service Score

Travelers

Good claims process because you pay for it.

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Allstate

Service Score

Allstate

Premium provider that doesn't always provide the fastest service on claims.

See home insurance offer from Allstate
Branch Home Insurance

Service Score

Branch Home Insurance

They make filing claims easy and offer quick responses -- homeowners can file online 24/7 or over the phone.

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Liberty Mutual

Service Score

Liberty Mutual

Good claims process because you pay for it.

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Esurance

Service Score

Esurance

Quick online process for claims.

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Hippo

Service Score

Hippo

A newer home insurance company that prioritizes speedy claims processing.

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HiRoad - Renters

Service Score

HiRoad - Renters

Claims can be filed over the phone, which some customers may find a bit inconvenient, as the company's phone lines are not open 24/7. Most customers still regard HiRoad's claims handling to be fair.

See home insurance offer from HiRoad - Renters
Young Alfred

Service Score

Young Alfred

Average reviews for claims from consumers.

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Kelly Klee

Service Score

Kelly Klee

Premium broker, claims depend on end carrier. However, with Kelly Klee you will have an advocate.

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Kin

Service Score

Kin

Kin prides itself on speed and responsiveness within claims.

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Select Quote

Service Score

Select Quote

Claims are processed through end provider.

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Compare

Service Score

Compare

Claims are processed through end provider.

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Jupiter Insurance

Service Score

Jupiter Insurance

As an MGA, Jupiter takes pride in servicing the consumers who sign with them.

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Savvy Home

Service Score

Savvy Home

Claims handling is up to the carrier you purchase a policy from. Savvy aims to only recommend reputable companies who are known to provide more than adequate support in the event of an accident.

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Bubble Insurance Solutions

Service Score

Bubble Insurance Solutions

Claims handling will depend on the end provider you opt for.

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Agile Rates

Service Score

Agile Rates

Each provider has their own claims handling process, so this will depend on the carrier you end up choosing.

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Blue Sky

Service Score

Blue Sky

Broker, claims depend on end carrier

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Gabi

Service Score

Gabi

How claims are handled will be up to the provider you end up choosing.

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Home Insurance King

Service Score

Home Insurance King

Broker, claims depend on end carrier.

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homeinsurance.net

Service Score

homeinsurance.net

Claims are handled directly by the carrier, so results will vary depending on which one you go with.

See home insurance offer from homeinsurance.net
Insurance Rates for Less

Service Score

Insurance Rates for Less

Broker, claims depend on end carrier.

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InsuranceHoney

Service Score

InsuranceHoney

How well claims are handled depends on the company you open a policy with.

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National Home Quotes

Service Score

National Home Quotes

Broker, claims depend on end carrier.

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Policygenius

Service Score

Policygenius

Policygenius only suggests reputable, top carriers to ensure you get a quality policy. However, how well claims are handled is up to the specific provider you choose.

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Provide Insurance

Service Score

Provide Insurance

Broker, claims depend on end carrier.

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SavingsJoy.com

Service Score

SavingsJoy.com

Claims handling will depend on the carrier you choose.

See home insurance offer from SavingsJoy.com
United States Insurance

Service Score

United States Insurance

As this is a comparison service, claims handling will depend on the actual carrier you choose.

See home insurance offer from United States Insurance
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